Wednesday, March 10, 2010
   
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LTC Capstone - Long Term Care Insurance

Should your future plans include long-term care insurance?

Chances are you’ve already taken steps to protect your future and the future of loved ones—with savings or investments set aside for retirement, health insurance to guard against medical costs, and perhaps a life or disability income insurance policy for protection in the event you die or become disabled.

But what about the possibility that you could be faced with high costs associated with long-term care?

Should you be concerned about your ability to pay for ongoing care related to a chronic illness or disability? And should you consider the purchase of a long-term care insurance policy to protect yourself from these potential costs?

For many people, the answer is “yes” but this isn’t always the case

No one can accurately predict whether or not you personally will need ongoing care related to a chronic illness or disability at some point during your life. What we can do, however, is make an informed assessment of the likelihood a need might arise, then you can use this assessment as a basis to decide.

  • Whether or not to buy long-term care insurance at all
  • How much coverage you might want to purchase

LTC Capstone

LTC Capstone is a Puget Sound-based agency specializing in Long Term Care Insurance and Annuities. With only highly experienced advisors, we are able to offer expert recommendations based on a true understanding of long term care and are able to judge whether a policy: 1: is priced correctly, 2: has tough underwriting relative to pricing, and 3: containing the nuances you are looking for in an LTC policy.

Over the past 18 years, we've worked with many interested individuals.  We understand that LTC is a personal decision and we take a low pressure consultative and educational approach to working with interested customers.

Just as important is our promise to be there when your need for care arises. With several agents in the area, we are able to provide our clients with claim service and processing help. Help when you really need it most. We are here "Helping you plan for the rest of your life."